by Laurel | Oct 7, 2019 | Client Spot Lights
Beau, was great to work with when it came time for making Medicare decisions. We received many robocalls and letters but no one took the time to come to our house and show us a comparison of coverage and cost. Being an independent insurance company and man, he showed...
by Laurel | Oct 3, 2019 | Client Spot Lights
Client Spotlight: “Beau has helped us to preserve and protect our assets allowing my small business to grow in a community we both love.” -David Stelling David Stelling owns High Country Guide and Outfitters in Boone, NC. His ambition has proven successful...
by Laurel | Oct 2, 2019 | Long Term Care insurance, Traditional Long Term Care
The typical long-term care buyer • Female, Caucasian, age 55 to 64 • Married with adult children • Working in a white-collar profession; not yet retired • College educated • Living in a metropolitan area with a population of at least 250,000 • A homeowner with...
by Laurel | Sep 26, 2019 | Medicare Advantage Plans/Medicare Part C, Medicare Part A, Medicare Part B, Medicare Part D, Medicare Prescription Drug plans, Medigap/Medicare supplement
First of all, let me address the reference to “Open Enrollment” period… AEP is not the actual Open Enrollment period in the true sense of the word and meaning! Open Enrollment implies NO HEALTH QUESTIONS. Open Enrollment when you are first turning...
by Laurel | Sep 25, 2019 | Asset Based Long Term Care, Long Term Care insurance, Medicaid, Men's Health, Traditional Long Term Care
Most of us don’t want to think about the day when we can no longer take care of ourselves, or when our loved ones can no longer live on their own. But the hard truth is that 70% of us will need some form of long term care once we reach our golden years. This means we...
by Laurel | Sep 17, 2019 | Asset Based Long Term Care, Long Term Care insurance, Medicaid, Traditional Long Term Care
The two major fears that American seniors face when ask are number one. Outliving their income followed closely by the concerns of having resources to pay for Long term care in the event of a catastrophic illness. Recently 75 percent of seniors polled had either...
by Laurel | Aug 13, 2019 | Men's Health
Adding nuts to a regular diet significantly improves orgasmic function and sexual desire in healthy young men, according to the FERTINUTS study. The randomized controlled trial, which was recently published in Nutrients, showed a significant increase in the orgasmic...
by Laurel | Aug 13, 2019 | Medicare Part A, Medicare Part B
I believe much of the problem with escalating medical costs and Medicare abuse falls on the physician’s greed and self-justification of his actions A physician who has a practice in the District of Columbia has been charged with participation in an alleged $12.7...
by Laurel | Aug 8, 2019 | Medicare Advantage Plans/Medicare Part C, Medigap/Medicare supplement
How is Medicare Changing in 2020? Congress believes that by requiring all Medicare members to pay their part B deductible this will reduce medical overuse. Since Medigap Plans C and Medigap Plan F* are the only plans that cover the part B deductible, they will be the...
by Laurel | Jul 29, 2019 | Financial products, Income during retirement, Indexed Annuity, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital, Retirement, Retirement Income, Retirement Planning, RMD
Are annuities a good investment? If you are buying them for the right reasons, they can be. You can buy annuities for safety, long-term growth, or for income. For example, a fixed annuity might make an attractive alternative to a CD, a variable annuity might be bought...
