by Laurel | Jul 26, 2019 | Annuities, CD alternative, Financial products, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital, Qualified Retirement
Call Us Today! (855) 664-5660, (828) 513-5045 We have access to the highest guaranteed fixed interest rates that we offer and allows your client to customize the product to best fit his or her needs. It’s a single premium Multi-Year...
by Laurel | Jul 24, 2019 | Health and Welness, Inoperable brain aneurysm
First: I am not a medical doctor nor should this be taken as medical advise. What is a brain aneurysm? A brain aneurysm is a weak or thin spot on a blood vessel wall in the brain that balloons out and fills with blood. Often this wall is weakened by disease, injury...
by Laurel | Jul 12, 2019 | Asset Based Long Term Care, Long Term Care insurance
As you are beginning to probably realize that one product that I believe in most is Long Term Care insurance. Reason being, I have witnessed first hand the devastating effects that not having it can have on someone and the ripple effect that is passed down to...
by Laurel | Jul 9, 2019 | Income during retirement, Indexed Annuity, Insurance and Retirement Planning, Retirement, Retirement Income, Retirement Planning
Is a Fixed Indexed Annuity right for me? If you: àhave a retirement plan in place, but want to add balance to the mix àneed your earnings to never fall below zero àwant growth potential, coupled with principal protection from market loss àseek a guaranteed...
by Laurel | Jul 8, 2019 | Asset Based Long Term Care, Long Term Care insurance, Medicaid
In the many years of speaking to retirees and pre-retirees, I have learned that there are a handful of topics that will more than likely come up. One is the long-term viability of Social Security; I try not to delve too much into this one as it is a total crap shoot,...
by Laurel | Jul 3, 2019 | Asset Based Long Term Care, Long Term Care insurance
You want to live out the last days of your life as comfortably and with as much dignity as possible. Whether you prefer home health care or living in a nursing home, preparation can reduce the expense and burden of long-term care on your loved ones. The State Life...
by Laurel | Jun 27, 2019 | Income during retirement, Indexed Annuity, Insurance and Retirement Planning, Retirement, Retirement Income, Retirement Planning
There are many reasons to consider adding Allianz 222 Annuity and its built-in Protected Income Value (PIV) rider to your retirement portfolio. Because it’s a fixed index annuity (FIA), Allianz 222 offers traditional FIA benefits such as principal and credited...
by Laurel | Jun 21, 2019 | Insurance and Retirement Planning, Multi-Year Guarantee, MYGA
https://youtu.be/DwOMeC9F
by Laurel | Jun 14, 2019 | Income Rider, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital, RMD
In a world where pensions have fallen by the way side, many people are looking towards Fixed Annuities. The problem is that these annuities are getting harder to find access to. Many Financial Advisors focus strictly on assets under management. Whereas many...
by Laurel | Apr 15, 2019 | Income during retirement, Income Rider, Indexed Annuity, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital, Qualified Retirement, Retirement, Retirement Income, Retirement Planning, RMD
Originally, annuities had one purpose, which was to convert a lump sum of capital into a stream of income, either for a lifetime or for a certain time period. They were designed for people at retirement or those who had a specific need for fixed,...
