by Laurel | Dec 27, 2018 | Life Insurance
Insurance can be confusing and it’s hard to know what you really need or want. But here are five very good reasons why you need life insurance. As we grow older, get married, build families and start businesses, we come to realize more and more that life insurance is...
by Laurel | Dec 17, 2018 | Medicare Advantage Plans/Medicare Part C, Medicare Part A, Medicare Part B, Medicare Part D, Medicare Prescription Drug plans, Medigap/Medicare supplement
President Donald Trump on Thursday unveiled a plan to overhaul how Medicare pays for certain drugs, attacking “foreign freeloaders” that he says have driven up costs in the U.S. The bold move addresses a Trump campaign pledge to lower drug prices, just days before the...
by Laurel | Nov 12, 2018 | Income Rider, Long Term Care insurance, Preservation of Capital
This graph paints a grim reality. There is a 50/50 Chance you will need Long Term Care during your life time! That said, the graph illustrates the average lengths of time by demographic A 50-50 likelihood you’ll use your policy is enormously high. That’s...
by Laurel | Nov 12, 2018 | Dental Insurance
Most dental insurance plans available today require a waiting period before benefits for any services — whether basic, preventive, or major — begin. But Medico’s Dental, Vision, and Hearing (DVH) plan is different. There is no waiting period for...
by Laurel | Oct 23, 2018 | Medicare Advantage Plans/Medicare Part C, Medigap/Medicare supplement
Based on data from the Centers for Medicare and Medicaid Services (CMS), several Medicare Advantage (MA) carriers across the US are terminating Medicare Advantage plans at the end of 2018. Our actuaries have projected that more than 105,000 MA members will lose their...
by Laurel | Oct 21, 2018 | Income Rider, Indexed Annuity, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital
Americo Rates New Annuity Rates Effective October 22, 2018 Americo has made some positive rate adjustments to our Ultimate One Index Series and Future Provider Series annuity products. New contracts issued on October 22, 2018, or after will receive the new rates....
by Laurel | Oct 18, 2018 | Medicare Part D, Medicare Prescription Drug plans, Medigap/Medicare supplement
Built to go with a Medicare supplement policy, Mutual of Omaha Rx is a national prescription drug plan that affordably covers the prescriptions that matter most to clients. See Plan outlay below: Product details for North Carolina Plan designs, premiums and service...
by Laurel | Oct 16, 2018 | Insurance and Retirement Planning
Lincoln OptiBlendSM fixed indexed annuity is a flexible premium annuity that offers several features to help meet accumulation and income needs. Key features include: A Fixed Account offers a set interest rate for one year. Subsequent interest rates are declared...
