by Laurel | Jul 29, 2019 | Financial products, Income during retirement, Indexed Annuity, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital, Retirement, Retirement Income, Retirement Planning, RMD
Are annuities a good investment? If you are buying them for the right reasons, they can be. You can buy annuities for safety, long-term growth, or for income. For example, a fixed annuity might make an attractive alternative to a CD, a variable annuity might be bought...
by Laurel | Jun 14, 2019 | Income Rider, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital, RMD
In a world where pensions have fallen by the way side, many people are looking towards Fixed Annuities. The problem is that these annuities are getting harder to find access to. Many Financial Advisors focus strictly on assets under management. Whereas many...
by Laurel | Apr 15, 2019 | Income during retirement, Income Rider, Indexed Annuity, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital, Qualified Retirement, Retirement, Retirement Income, Retirement Planning, RMD
Originally, annuities had one purpose, which was to convert a lump sum of capital into a stream of income, either for a lifetime or for a certain time period. They were designed for people at retirement or those who had a specific need for fixed,...
by Laurel | Feb 17, 2019 | Income during retirement, Income Rider, Indexed Annuity, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital, Qualified Retirement, Retirement, Retirement Income, Retirement Planning, RMD
A lot of confusion and hype floats around about Fixed Indexed Annuities (FIAs). A lot of financial advisors have given the term “annuity” a bad name. The word annuity implies “insurance” and, to me , therefore should not be tied directly to...
