by Laurel | Dec 11, 2020 | Asset Based Long Term Care, Long Term Care insurance, Traditional Long Term Care
I mention to all my clients their need for Long Term Care insurance. Many times I hear “I’m never going into a Nursing Home, I don’t need it!”… Well, if that’s you, guess what, you need Long Term Care insurance! Long Term Care...
by Laurel | Feb 10, 2020 | Asset Based Long Term Care, Long Term Care insurance, Medicaid, Traditional Long Term Care
When it comes to long-term care, two facts stand out. First, an estimated 70% of people will need such care, which will be costly. And second, most of them refuse to buy insurance to cover it. The question is, why? Part of the explanation, no doubt, is that...
by Laurel | Oct 2, 2019 | Long Term Care insurance, Traditional Long Term Care
The typical long-term care buyer • Female, Caucasian, age 55 to 64 • Married with adult children • Working in a white-collar profession; not yet retired • College educated • Living in a metropolitan area with a population of at least 250,000 • A homeowner with...
by Laurel | Sep 25, 2019 | Asset Based Long Term Care, Long Term Care insurance, Medicaid, Men's Health, Traditional Long Term Care
Most of us don’t want to think about the day when we can no longer take care of ourselves, or when our loved ones can no longer live on their own. But the hard truth is that 70% of us will need some form of long term care once we reach our golden years. This means we...
by Laurel | Sep 17, 2019 | Asset Based Long Term Care, Long Term Care insurance, Medicaid, Traditional Long Term Care
The two major fears that American seniors face when ask are number one. Outliving their income followed closely by the concerns of having resources to pay for Long term care in the event of a catastrophic illness. Recently 75 percent of seniors polled had either...
