by Laurel | Jul 12, 2019 | Asset Based Long Term Care, Long Term Care insurance
As you are beginning to probably realize that one product that I believe in most is Long Term Care insurance. Reason being, I have witnessed first hand the devastating effects that not having it can have on someone and the ripple effect that is passed down to...
by Laurel | Jul 8, 2019 | Asset Based Long Term Care, Long Term Care insurance, Medicaid
In the many years of speaking to retirees and pre-retirees, I have learned that there are a handful of topics that will more than likely come up. One is the long-term viability of Social Security; I try not to delve too much into this one as it is a total crap shoot,...
by Laurel | Jul 3, 2019 | Asset Based Long Term Care, Long Term Care insurance
You want to live out the last days of your life as comfortably and with as much dignity as possible. Whether you prefer home health care or living in a nursing home, preparation can reduce the expense and burden of long-term care on your loved ones. The State Life...
by Laurel | Feb 5, 2019 | Home Health Care, Income Rider, Long Term Care insurance, Medicaid, Medicare Advantage Plans/Medicare Part C, Medicare Part A, Medicare Part B, Medigap/Medicare supplement
Three-quarters of Americans—75%—say they don’t currently have long-term care (LTC) insurance, and more than half (53%) of those who don’t say it’s too expensive. A survey conducted online by Harris Poll on behalf of OneAmerica® in August asked 2,065 adults age 18 and...
by Laurel | Feb 5, 2019 | Home Health Care, Long Term Care insurance, Medicaid, Medicare Advantage Plans/Medicare Part C, Medicare Part A, Medicare Part B, Medigap/Medicare supplement
More than half of Americans – 55 percent – mistakenly believe health insurance or Medicare will pay for assistance with daily living due to illness or injury for an extended period of time. A recent survey1 conducted online by Harris Poll on behalf of OneAmerica®...
by Laurel | Nov 12, 2018 | Income Rider, Long Term Care insurance, Preservation of Capital
This graph paints a grim reality. There is a 50/50 Chance you will need Long Term Care during your life time! That said, the graph illustrates the average lengths of time by demographic A 50-50 likelihood you’ll use your policy is enormously high. That’s...
