by Laurel | Mar 6, 2020 | Income during retirement, Insurance and Retirement Planning, Retirement, Retirement Planning
I hear a lot of clients talk about how well the stock market has been doing since the crash of 2008. “Oh, yeah! Ive made all the money back and then some!”… the same ole story. But let me ask you this: What if you were having to take income during...
by Laurel | Dec 12, 2019 | Retirement, Retirement Planning
Most professionals would all be on the same page that it is rarely a good idea to take an early withdrawal from a traditional or Roth IRA. Mainly due to the substantial cost an early withdraw can cost (not to mention losing out on years of potential earnings). Early...
by Laurel | Dec 5, 2019 | Retirement Planning
Wealthy clients looking to use life insurance in their estate plans may find that funding their policies with a loan makes sense, especially as interest rates are still relatively low. The goal is to exploit low interest rates to get a cheap loan, which funds premium...
by Laurel | Jul 29, 2019 | Financial products, Income during retirement, Indexed Annuity, Insurance and Retirement Planning, Multi-Year Guarantee, MYGA, Preservation of Capital, Retirement, Retirement Income, Retirement Planning, RMD
Are annuities a good investment? If you are buying them for the right reasons, they can be. You can buy annuities for safety, long-term growth, or for income. For example, a fixed annuity might make an attractive alternative to a CD, a variable annuity might be bought...
by Laurel | Jul 9, 2019 | Income during retirement, Indexed Annuity, Insurance and Retirement Planning, Retirement, Retirement Income, Retirement Planning
Is a Fixed Indexed Annuity right for me? If you: àhave a retirement plan in place, but want to add balance to the mix àneed your earnings to never fall below zero àwant growth potential, coupled with principal protection from market loss àseek a guaranteed...
by Laurel | Jun 27, 2019 | Income during retirement, Indexed Annuity, Insurance and Retirement Planning, Retirement, Retirement Income, Retirement Planning
There are many reasons to consider adding Allianz 222 Annuity and its built-in Protected Income Value (PIV) rider to your retirement portfolio. Because it’s a fixed index annuity (FIA), Allianz 222 offers traditional FIA benefits such as principal and credited...
